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What Is the South Carolina Personal Injury Statute of Limitations?

September 5, 2025
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Personal injury claims require precise timing. South Carolina law establishes specific deadlines that determine whether you can pursue compensation for your injuries. These time limits, known as statutes of limitations, create a legal window that closes permanently once the deadline passes.

Missing this crucial deadline means losing your right to seek justice and financial recovery, regardless of how strong your case might be.

The South Carolina personal injury statute of limitations serves as both protection and pressure. It protects defendants from facing claims indefinitely while creating urgency for injured parties to act swiftly. This legal framework affects every aspect of personal injury law, from car accidents to medical malpractice cases throughout South Carolina. To increase the success of your personal injury lawsuit in South Carolina, seek the services of an experienced Florence personal injury lawyer.

How Long Do You Have to File a Personal Injury Claim in South Carolina?

South Carolina Code Section 15-3-530 establishes a three-year statute of limitations for most personal injury cases. The clock typically starts ticking on the day the accident or incident occurred, not when you discover the full extent of your injuries or medical bills.

This three-year period applies to various types of personal injury cases, including:

  • Motor vehicle accidents involving cars, trucks, motorcycles, and pedestrians
  • Slip and fall incidents on someone else’s property
  • Dog bite attacks and animal-related injuries

The SC statute of limitations personal injury deadline applies uniformly across the state, whether your accident happened in Charleston, Columbia, or Florence. However, certain circumstances can modify this standard timeframe, making legal consultation essential for accurate deadline determination.

Special Circumstances That Can Alter the Timeline

Several factors can extend or modify the standard three-year deadline under South Carolina’s statute of limitations for personal injury law. The discovery rule represents one significant exception. This rule applies when injuries are not immediately apparent or discoverable through reasonable diligence. In such cases, the statute of limitations may begin running when the injury is discovered rather than when it occurred.

Medical malpractice cases follow different rules entirely. These claims must be filed within three years of the negligent act or three years of discovery, but never more than six years after the negligent act occurred. This creates a complex timeline that requires careful legal analysis.

Product liability cases involving defective products may also have extended deadlines. If a defective product causes injury years after manufacture, the discovery rule might apply, potentially extending your filing deadline beyond the standard three-year period.

What Happens When Minors Are Involved in Florence Personal Injury Cases?

Children receive special protection under South Carolina personal injury law. When a minor under 18 years old suffers injuries, the statute of limitations does not begin running until they reach their 18th birthday. This means an injured child has until their 21st birthday to file a personal injury lawsuit.

This extension recognizes that children cannot make legal decisions for themselves and may not fully grasp the long-term impact of their injuries until reaching adulthood. Parents or guardians can file claims on behalf of minor children, but the child retains the right to pursue additional compensation once they become adults if the original settlement proves inadequate.

Government Claims Require Faster Action

Injuries involving government entities, whether state, county, or municipal, operate under much stricter deadlines. The South Carolina Tort Claims Act requires filing a notice of claim within two years of the incident. However, claims against local government entities may have even shorter notice requirements, sometimes as brief as 30 to 90 days.

These shortened timeframes reflect the special legal status of government entities and the need for prompt notification of potential claims. Failing to provide proper notice within the required timeframe typically bars your claim entirely, regardless of its merit.

Florence Personal Injury Cases Geographic Considerations

Florence County residents face the same statewide statute of limitations rules, but local factors can influence case timing. Florence Regional Airport, major highways like Interstate 95 and Interstate 20, and industrial facilities create unique accident scenarios that may affect how the statute of limitations applies to specific cases.

Local courts in the Pee Dee region handle personal injury cases with the same legal standards as courts throughout South Carolina. However, local court scheduling and procedures can impact the practical timeline for pursuing your case, making early legal consultation even more critical.

Medical Records and Evidence Collection Timing

While the statute of limitations provides the absolute deadline for filing lawsuits, practical considerations require much earlier action. Medical records, witness statements, accident scene evidence, and expert opinions take time to gather and organize. Waiting too long can result in lost evidence, faded memories, and weakened cases.

Insurance companies also impose their deadlines for reporting accidents and filing claims. These deadlines are typically much shorter than the legal statute of limitations, but can significantly impact your ability to recover compensation. Most auto insurance policies require accident reporting within days or weeks, not years.

Why Choose Swilley Law Firm for Your Florence Personal Injury Case?

Swilley Law Firm, LLC brings deep knowledge of South Carolina personal injury law to residents throughout Florence and the surrounding areas. Our firm serves Florence clients, providing personalized legal representation that respects both legal deadlines and client needs.

South Carolina statute of limitations law requires experienced legal guidance. Different types of cases, various discovery rules, and special circumstances can dramatically affect your filing deadline. Our Florence personal injury lawyer team evaluates each case individually, determining the exact deadline that applies to your specific situation.

We also work efficiently to preserve evidence, interview witnesses, and build strong cases while deadlines remain manageable. Early legal intervention often leads to better outcomes, both in negotiations with insurance companies and in court proceedings if litigation becomes necessary.

Take Action Today

Time moves quickly when dealing with personal injury claims. The South Carolina personal injury statute of limitations creates real deadlines with permanent consequences for missing them.

Whether your accident happened yesterday or months ago, consulting with qualified legal counsel helps protect your rights and preserve your options for seeking compensation.

Contact Swilley Law Firm, LLC today to discuss your case and ensure you meet all applicable deadlines for pursuing the compensation you deserve.

Have any questions?

Our experienced team is dedicated to guiding you through the legal process and fighting for the justice you deserve
How much time do I have to file a personal injury lawsuit?

You have three years to file a personal injury lawsuit in South Carolina. A claim against the government must be started in two years. You don’t have to complete the case in that timeframe. You can meet the deadline by just one day and still receive your compensation. However, it’s always best to talk to a lawyer as soon as possible.

What is my personal injury case worth?

A personal injury case may seek compensation for economic loss, like medical bills, and personal loss, like pain and suffering. There are many types of losses that a person may have with a personal injury. These losses can be claimed as compensation. What your personal injury case is worth depends on several factors – the losses you have, how fault is assigned, and sources of compensation.

What is the difference between a felony and a misdemeanor?

Felonies are usually more serious offenses than misdemeanors. But each offense has its own maximum incarceration and other penalties.

Generally, felonies carry longer potential jail time than misdemeanors. In addition, felonies may result in the loss of rights, such as firearm possession and voting rights, that are not lost with misdemeanors.

How does the criminal defense process work in SC?

The criminal defense process begins when a person is charged with a crime. The person may be arrested, informed of the charges, or summoned to court. At the first hearing, the person pleads guilty or not guilty. The court may impose conditions on the bond.

More serious offenses begin with a preliminary hearing. There may also be a pre-trial conference and motion hearings, and the parties may discuss a plea bargain.

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